Insurance

Protection for your business

It is important to protect your business, its assets and people against unexpected events that may interrupt or jeopardise the business. The range of potential exposures and hazards that may be suffered are large. As a minimum, you may need to consider the need to arrange the following types of insurance, readily available in the market for small businesses:

Property (building)

Protect your business property from a range of defined events that would cause major damage to the property.

Business interruption

Covers the loss of income resulting from interruption to or interference with the business caused by damage.

General Property 

Covers items such as your tools of trade, stock, office contents whether at or away from your business property.

Public Liability 

Covers the amount that the business may be liable to pay for bodily injury or property damage incurred by a third party.

Key person protection 

Protects a business in the event of the loss of a person who makes a significant contribution towards the profitability or stability of the business.

Corporate travel 

A travel insurance that provides cover for specific employees who may travel frequently for business purpose.

Professional Indemnity 

Covers businesses that provide professional services including “advice” e.g. Accountants, IT consultants, lawyers, doctors, etc. This insurance covers against the liability for financial loss, injury or damage resulting from the professional failure to exercise the required level of skill.