The information provided on this website is of a general nature only. It has been prepared by Industry Fund Financial Planning without taking into account your personal objectives, financial situation or needs. You should assess your own financial situation, read the relevant product disclosure statements, and consider obtaining independent financial advice before making any investment decisions based on this information.
Industry Fund Financial Planning is a trading name of Industry Fund Services Pty Ltd (IFS) ABN 54 007 016 195, AFSL 232514.
IFS respects your privacy. The Privacy Act 1988 (Cth) requires that IFS must handle your personal information in accordance with a set of National Privacy Principles.
At IFS, we only collect the information that is necessary in order to enable IFS to provide a particular service to you - usually formulating and implementing financial and risk management strategies for you. IFS may also provide you with information on opportunities or products that we may feel are relevant to your personal circumstances.
Your personal information will not be used or disclosed for any other purpose without your consent, except where required by law. For example, IFS may be required to report certain information to the Australian Taxation Office for tax related purposes.
The personal information collected by IFS either from you or from a source approved by you may include your contact details, date of birth, financial and investment details and Tax File Number (if you have chosen to quote it). Over time, this will be supplemented with other information necessary to allow IFS to continue to provide services to you.
We have stringent security measures in place and the staff who handle your personal information have the knowledge, skills and commitment to protect it from unauthorised access or misuse.
As an IFS client, you may ask to see the information we hold about you and to have it corrected if required.
To find out more about the personal information we hold and how it is handled, or if you wish to make a complaint about a possible breach of privacy, please call 03 9657 4321.
If you would like more information about your privacy rights, go to Office of the Privacy Commissioner.
Terms and Conditions
IFS provides the information and services on Ask an Adviser (‘the site’) under the following terms and conditions. By accessing and/or using the Site, you indicate your acceptance of these terms and conditions.
Copyright
The information available on or through this site is the property of IFS and is protected by copyright, trademark, and other intellectual property laws. Users may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works or otherwise use any information available on or through this site for commercial or public purposes. Users may not use the trademarks and logos for any purpose on other sites on the World Wide Web without the written permission of IFS or such third party that may own the trademark or logo.
Links to third party sites
This Site may contain links that will let you access other web sites that are not under the control of IFS. The links are only provided as a convenience and IFS does not endorse any of these sites. IFS assumes no responsibility or liability for any material that may be accessed on other web sites reached through this site, nor does IFS make any representation regarding the quality of any product or service contained at any such site.
Links from third party sites
IFS prohibits unauthorised links to the site and the publishing of any information contained on the Site. IFS reserves the right to disable any unauthorised links. IFS has no responsibility or liability for any material on other web sites that may contain links to this site.
No warranties
Information and documents provided on this site are provided "as is" and is to the extent permitted by law provided without warranty of any kind. IFS uses reasonable efforts to include accurate and up-to-date information on this Site; it does not, however, make any warranties or representations as to its accuracy or completeness. IFS periodically adds, changes, improves, or updates the information and documents on this site without notice. IFS assumes no liability or responsibility for any errors or omissions in the content of this site. Your use of this site is at your own risk.
Limitation of liability
Under no circumstances shall IFS be liable for any damages suffered by you, including any incidental, special or consequential damages (including, without limitation, any lost profits or damages for business interruption, loss of information, programs or other data) that result from access to, use of, or inability to use this site or due to any breach of security associated with the transmission of information through the Internet, even if IFS was advised of the possibility of such damages.
Security
Sensitive data transmitted to and from the site is encrypted for the User's protection. However, the security of information transmitted through the Internet can never be guaranteed. IFS is not responsible for any interception or interruption of any communications through the Internet or for changes to or losses of data.
Jurisdiction/Governing Law
These terms and conditions shall be governed and construed in accordance with the laws of the State of Victoria, Australia, and applicable federal laws without regard to conflicts of law principles. User agrees that any and all proceedings relating to the Site and the subject matter contained herein shall be maintained in the courts of the state of Victoria or the federal district courts sitting in Victoria, which courts shall have exclusive jurisdiction for such purpose.
Use of questions to build FAQ’s
By submitting a question to us by completing the online form, you are acknowledging that you have read and agree to the Terms & Conditions of this site. By agreeing, you are giving us permission to publish your query and our response on this site. Not all questions received will be published on this site. If we do decide to publish a question, we will remove your personal information beforehand, and may edit if required.